Thanks for the feedback.
Expect the unexpected I guess.
And I agree with you fully — there is a dire need for ethical participation in the newer field. While I can only control the ethics of my own doing, there are laws in place for people like financial advisors etc. Is there room for improvement, sure.
Personally, I'm optimistic about the future going forward in this space.
Again, you have VERY insightful feedback here that is going to help influence my direction into the future (and hopefully others).